Category Archives: Blog

Einstein’s 8th Wonder of the World

And this is where Albert Einstein comes into play. According to Einstein, “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” At first this quote might seem

Brian Britt "Your 401K" blog post image of a hand writing 100 percent

Your 401k: 3 Questions About Making a 100% Return

It may sound like “pie in the sky” to be able to make a 100% return per year in any investment, including your 401k, but it may be a real possibility depending on the plan your company offers.  And I’m

Is It Time to Retire Your 401(k)?

Is it time to retire your 401(k) and come up with another strategy that will actually allow you to retire someday? This may seem like a strange question to most people. Why would anyone want to change the idea of

Brian Britt "Retirement Jackpot" blog post image of a row of slot machines

Hitting the Retirement Jackpot

I want to play a game with you for a moment. California’s Mega Millions lottery jackpot was recently over $350 million. I want you to imagine yourself sitting in your easy chair the night the numbers are announced. As the

Coming Soon: “Friendly Skies Investing” for the Rest of Us

The way I see it, from the minute I step into that security line to the time I land at my destination (with my luggage), I feel like I am at the mercy of others,  and I just don’t like

More Proof that Buy, Hold and Rebalance is Dead

Basically MPT assumes that a person will build a nice pie chart with a mix between stocks and bonds and simply rebalance to the base model when things fall out of balance. In theory, this approach forces you to buy

Could You Win by Not Losing? 3 Secrets to a Successful Retirement

Although it might appear that the stock market is well above where it was in 2007 before the crash, the question that remains to be answered is “Are we really above even?” Given that the old high for the Dow

The Top 2 Financial Insecurities

As you think about that picture a little bit more, do you see yourself working as a greeter at Wal-Mart? Living with your kids because you ran out of money? Lying in a hospital bed and depending on government programs

The Birth of the 401(k) and the Death of Security

That decision was called ERISA and it was the birth of the self-directed retirement account known by many as a 401(k). Once upon a time, back in the day when our grandparents and parents were working, there was an agreement

Rising Rates? A Definite Maybe.

Will interest rates rise if the biggest buyer of Treasury bonds leaves the market? and  Will inflation finally rear its ugly head? It irritates me when people say that rates are definitely going to rise. This is not a cut-and-dried